What is Cash Flow Management?

Cash Flow Management is the process to visually determine and analyze what monies are coming in and going out of your business. Cash Flow statements show when the money comes in to facilitate analysis of business.

Why is it Important?

" If you don't know where you are going, you won't know how to get there." This is true for doctors, mechanics, computer technicians, and many othe professions. Before these problem-solvers can fix whatever is not working, they must not only know what is wrong, but they need to know how it happened and other information that applies to the situation.

This is the same for businesses. Often business owners can realize that there is a problem, but diagnosing how it happened, and more importantly, how to fix it requires a little bit of research. However, if you have the cash flow statements the owner will be able to figure out where their business or household stands financially, where it is going, and how to direct the movement.

Cash Flow Worksheets

These links are Excel files with formulas included that figure all totals and averages. If you do not have Excel, below are also PDF forms that you are able to print and use. Click here for a short tutorial on how to use the statements.

Excel documents are best viewed in Microsoft Explorer Browser.

Household Cash Flow:

Monthly for 12 months: Excel | PDF

Daily for a 31-day month: Excel | PDF

Daily for a 30-day month: Excel | PDF

Daily for a 28-day month: Excel | PDF

Daily for a 29-day month: Excel | PDF

Business Cash Flow:

Monthly for 12 months: Excel | PDF

Daily for a 31-day month: Excel | PDF

Daily for a 30-day month: Excel | PDF

Daily for a 28-day month: Excel | PDF

Daily for a 29-day month: Excel | PDF